Financial Independence

The Benefits of Hard Work

The Benefits of Hard Work

I have always been a big fan of hard work and I believe there is no greater thing than hard work.  I was brought up in a household that required me to do chores on a daily basis and I learned a lot from these chores.  I learned that I needed to do them or I would get in trouble.  I learned about how much time it takes to keep a house clean.  I learned how much sweat is involved in weeding the garden and mowing the lawn.  These were all things that were taught to me by my parents.  I sometimes feel that our society is losing the hard work gene.

Why Do We Choose Financial Independence?

Why Do We Choose Financial Independence?

My wife and I have been pursuing Financial Independence for about three years. We still have a long way to go, but our large savings rate has us ahead of most of America. While at FINCON 2019, I attended many sessions that constantly made me think and gave me many ideas for the blog, but two sessions in particular asked two profound questions. One of these questions is the title of the article.

Get Out of Your Car Loan Today - With One of these Strategies

Get Out of Your Car Loan Today - With One of these Strategies

Americans have grown accustomed to car loans. It just seems normal to buy cars that are brand new and finance them for $300, $400, or even $500 a month. This is a culture with a mindset that $300 or $500 a month is affordable. However, I just want to say: “Paying a car payment every month is just insanity.” Just invest that car payment every month and you will completely your financial position. Instead of just using the money to pay for a car, you would be investing for your future.

The Perks of Being a Teacher

The Perks of Being a Teacher

Greetings from the sea! As I mentioned in my last article, my wife and I were preparing for a cruise! Well, the preparing is over and we are cruising! All I can see is the ocean. It is beautiful and breathtaking. Something that I have never experienced in my life. Sure, I like to travel, but I have never taken the opportunity to go on a cruise. Well, here I am and it gave me an idea. I am pretty lucky to be a teacher. I may not make as much as the next guy and I may work long hours every week, but there are times that the teacher life is pretty cool.